Non-Disability Appeals -- Presumption Of Death

    I'm writing about the work that lawyers can do to help those with Social Security cases other than disability cases. Today, I'll write about a type of case that comes up, although not often.

    Let's say you're a married woman with two minor children. One day your husband doesn't return from work. You try anxiously to find out what's happened. Eventually, you call the police. They can't find him. There's no reason that you can think of that would explain his absence. After seven years, you wonder if he can be presumed dead so you and the kids can get benefits on his account. Guess what, maybe you can! If you apply, Social Security will first check to see whether there are any earnings showing up on the departed husband's Social Security account after the disappearance. If not, Social Security will assume he's dead and pay you unless there's some reason to believe his absence is intentional. Herein lies the possibility of dispute. Was there marital discord, financial problems, criminal problems, etc? Maybe they think they have enough evidence to deny you. Maybe you say otherwise. You can appeal these cases. We're here to help.

    I should add that there's another type of case where benefits can be paid without a death certificate and a seven year absence. Let's say the husband goes out on a boat fishing with a friend. They don't return. The Coast Guard eventually finds the boat but the men who were on it never wash up. You don't have to wait seven years in this kind of case. Where there's a ready explanation for the disappearance, Social Security can pay benefits without delay. However, there's still the possibility of dispute if someone thinks that the drowning was faked and the disappearance was intentional.

     By the way, in the last presumed death case I had, Social Security finally agreed that they could presume the man in question was dead. A few months later he shows up alive! We notified Social Security. They ended the benefits but quickly waived the overpayment. If I were one of that man's children I think I would have extremely mixed emotions about the father's reappearance.

    The people who implement benefits at Social Security are called benefits authorizers. They sometimes joke that they have been given the power of resurrection for the work they do when a person presumed dead eventually turns out to be alive and they have to change the person's status in Social Security records from dead to alive. 

    To explain the picture above, it's not just Social Security that has laws dealing with disappearances. Each state has its own laws to deal with estates and remarriages and such issues when someone disappears. These are called Enoch Arden laws since they were inspired by a long poem by that name written by Alfred Lord Tennyson.

If you're in NC and want help with your Social Security disability claim, call Hall & Rouse, P.C. at 1-866-425-5347